Multifamily Lending
Fast, Common Sense Multifamily Loans
Close with speed, simplicity, and reliability
When speed, simplicity, and reliability of execution are critical in a multifamily transaction, clients turn to Lima One Capital as the go-to private lender.
Value Add or Stabilized
Bridge or Long Term
Small balance & middle market lending options
Experienced Operators, Syndications, & Institutional Sponsors
Our sales, credit, and capital markets teams have decades of experience structuring and placing multifamily loans across the country. We offer a full suite of products for every investment strategy—from simple bridge, rehab, and long-term stabilized loans to the most complex structured finance solutions. With significant balance sheet and capital markets capabilities, investors and bankers alike turn to Lima One Capital for all of their private lending and multifamily loan needs.
Value-Add Bridge
Loans for investors buying distressed multifamily properties that need capital expenditures and rent increases to stabilize and bring value to current market standards.
- Up to 85% LTC, 70% LTV
- Loans up to $12mm
- 24-36 month Interest Only Terms
- Low or no cash flow is ok
- Small, medium, or large Cap EX budgets
- Non-recourse available
Stabilized Bridge
For turn-key tenant properties that need seasoning and/or further tenancy before long term takeout.
- Up to 80% LTC/LTV
- 24-36 month Interest Only Terms
- Financing for Freddie, Fannie, or bank fallout deals
- Low in-place DSCR requirements
- Non-recourse available
Long-Term Hold
Financing for investors looking to hold and cash out their stabilized multifamily property for the long term.
- Loans up to $10MM
- 5-100 units
- All market sizes
- Amortized and interest-only options
- Low seasoning requirements
- As low as 80% occupancy
- Out-of-state owners and foreign nationals
- Non-recourse available