The Premier Fix & Flip Lender

Fix & Flip or Fix to Rent, We’re Your Private Lender Partner from Start to Finish

FixNFlip icon

FixNFlip Loans

Loans for investors who are buying distressed properties, rehabbing, and selling. Sensible, flexible, and fast!

  • Up to 90% LTC, 75% LTV
  • Loans from $75K to $3MM
  • 13, 19, 24-month term options
  • Non-recourse available
  • Interest only loans
  • 1-4 unit residential properties
  • In-house construction management
Fix2Rent icon

Fix2Rent Loans

Loans for investors looking to buy, rehab and hold rental properties, or BRRRR investing. Buy, renovate, rent, refinance, repeat! Finance all your BRRRR properties with a simple, fast process!

  • Single property and portfolio loan options
  • Fast, simple closings on both the construction loan and rental loan
  • 13, 19, 24-month term options for the construction
  • 5, 10, 30-year term options for the rental loan
  • Non-recourse available
BridgePlus icon

Bridge Plus Loans

Interim financing for investment properties where a fast closing is needed and minimal or no rehab is planned.

  • Fast closing
  • Exterior valuations*
  • No prepayment penalty
  • Up to 80% LTV
  • Non-recourse available
  • 13, 19, 24-month term options
  • Single loans and portfolio blanket loans

*Exterior valuations available case by case. Loan amount, product, and market restrictions may apply.

From Initial Application to Final Payoff, We’re Here for You.

FixNFlip Case Study
Alexandria, Virginia

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FixNFlip Case Study
Beverly Hills, CA

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FixNFlip Case Study
West Hollywood, Los Angeles, CA

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Grow Your Real Estate Investment Business
with Our Industry Leading Line of Credit
Certainty icon


A line of credit from Lima One provides you with certainty, knowing you have easily accessible capital for your investments, with reliable terms and structures, whenever you need it.

Flexibility icon


Your line of credit can be used to finance multiple product types, including new construction, bridge, build-to-rent, fix & flip, and rental properties.

Speed icon


As a leading private lender, our average time from initial submission to borrower approval is under 10 days.

Simplicity icon


One-time borrowers underwrite with a simple, non-invasive renewal process to extend credit line duration. This means once you’re approved, we only need to underwrite the property before funding, not the borrower.

Learn More About Fix and Flip Loans & Investing

Looking to expand your real estate investment portfolio with fix and flip properties? Want to learn more about value-add rehab projects or get insights on the best fix and flip investment markets? Visit our blog today.

Financing an Accessory Dwelling Unit in California

How to Make a Profit & Find Financing for ADUsAccessory dwelling units (ADUs) have become a popular option for real estate investors looking to turn a profit in the California investment market. California is experiencing one of the country’s most severe housing...

Bridge Loans: Becoming Popular for Rental Investors

How A Bridge Loan Can Help Secure Your Next InvestmentBridge loans have become a great way for investors of all experience levels to grow their real estate investment portfolio – especially if that portfolio is focused on single-family residential, short-term rental...

What We Learned from the Full 2022 Fix and Flip Data

ATTOM Data released its fourth quarter 2022 fix and flip data last week, providing the first look at results for all of 2022. We took a look at the data to find three highlights that tell us what’s happening and what’s changing in the fix and flip market. The volume...

Louisiana Holds the Next Hot Rental Market

Take Advantage of the Most Consistent Market in the NationBuilding Investment Properties in the Louisiana BayouThe Baton Rouge real estate market is considered one of the most consistent investment markets in the country because the local housing market is less likely...

Fix and Flip Investment Opportunities Revealed by Latest Fix and Flip Data

Where are the best fix and flip opportunities as we end 2022 and enter 2023? The latest ATTOM data report reveals that the biggest profit percentages are happening in Rust Belt states. Nationwide flip profits dipped in the third quarter of 2022, which was expected...

Fix and Flip Real Estate Investments in Kansas City

Private Lender Insights on Kansas’ MarketThe Kansas City real estate market is one of the top housing markets in the country. One reason is that it is one of the most affordable housing markets in the country for both homebuyers and real estate investors. Private...

Wisconsin’s Real Estate Market Shows Promise for Investors

Madison & Wilwaukee, WI Are Growing FastThe Wisconsin real estate market has remained active through 2022 and is trending like many other markets. Sales have kept a steady pace, home values are starting to inch slightly downward, and inventory is increasing – all...

What We Learned from the Q2 2022 Fix and Flip Data

ATTOM Data released its second quarter 2022 Fix and Flip data, giving us insight into trends in the housing market. Here’s what we learned from their most recent data: 1. Fix and Flips Continue to Be a Significant Portion of the Housing Market In Q2, 8.2% of all home...

Fix & Flip Lenders Share Their 2023 Insights

How the Fix and Flip Market May ShiftIn Q2 2022, profit margins on median-priced single-family home sales hit a new record of 56%, according to ATTOM’s latest report. After taking a slight dip in Q1 2022, gross profits also hit new highs in Q2. Single-family home...

How Investors Can Succeed Using the BRRRR Method

Buy, Rehab, Rent, Refinance, RepeatIf you’ve researched real estate investing, you’ve probably come across the BRRRR strategy. It is sometimes referred to as the BRRR strategy  (with one less R). It’s a popular way for investors to build their real estate portfolios,...
Funded Fix and Flip Deals

Our mission at Lima One is to help our clients turn their visions into reality through private lending solutions. By offering a suite of Fix and Flip hard money loans to real estate investors across the country, we help our clients improve the neighborhoods they’re investing in. See some of our recently funded deals.