Fix-and-Flip Lending
The Premier Fix & Flip Lender
Fix-And-Flip Or Fix-To-Rent, We’re Your Partner From Start To Finish

Loans for investors who are buying distressed properties, rehabbing, and selling. Sensible, flexible, and fast!
- Up to 92.5% LTC, 75% LTV
- Loans from $75K to $3MM
- 13, 19, 24-month term options
- Non-recourse available
- Interest only loans
- 1-4 unit residential properties
- In-house construction management

Loans for investors looking to buy, rehab and hold as rental properties. Buy, renovate, rent, refinance, repeat! Finance all of your B.R.R.R.R.s with a simple, fast process!
- Single property and portfolio loan options
- Fast, simple closings on both the construction loan and rental loan
- 13, 19, 24-month term options for the construction
- 5, 10, 30-year term options for the rental loan
- Non-recourse available

Interim financing for investment properties where a fast close is needed and minimal or no rehab is planned.
- Fast closing
- Exterior valuations*
- No prepayment penalty
- Up to 80% LTV
- Non-recourse available
- 13, 19, 24-month term options
- Single loans and portfolio blanket loans
*Exterior valuations available case by case. Loan amount, product, and market restrictions may apply.
From Initial Application To Final Payoff, We’re Here For You.
Grow Your Business With Our Industry Leading Line of Credit

CERTAINTY
A line of credit from Lima One provides you with certainty, knowing you have easily accessible capital with reliable terms and structures, whenever you need it.

FLEXIBILITY
Your line of credit can be used to finance multiple product types, including new construction, bridge, build-to-rent, fix-and-flip, and rental properties.

SPEED
Our average time from initial submission to borrower approval is under 10 days.

SIMPLICITY
One-time borrower underwrite with a simple, non-invasive renewal process to extend credit line duration. This means once you’re approved, we only need to underwrite the property before funding, not the borrower.