FIX AND FLIP LENDING

The Premier Fix & Flip Lender

Fix & Flip or Fix to Rent, We’re Your Private Lender Partner from Start to Finish

FixNFlip icon

FixNFlip Loans

Loans for investors who are buying distressed properties, rehabbing, and selling. Sensible, flexible, and fast!

  • Up to 90% LTC, 75% LTV
  • Loans from $75K to $5MM
  • 13, 19, 24-month term options
  • Non-recourse available
  • Interest only loans
  • 1-4 unit residential properties
  • In-house construction management
Fix2Rent icon

Fix2Rent Loans

Loans for investors looking to buy, rehab and hold rental properties, or BRRRR investing. Buy, renovate, rent, refinance, repeat! Finance all your BRRRR properties with a simple, fast process!

  • Single property and portfolio loan options
  • Fast, simple closings on both the construction loan and rental loan
  • 13, 19, 24-month term options for the construction
  • 5, 10, 30-year term options for the rental loan
  • Non-recourse available
BridgePlus icon

Bridge Plus Loans

Interim financing for investment properties where a fast closing is needed and minimal or no rehab is planned.

  • Fast closing
  • Exterior valuations*
  • No prepayment penalty
  • Up to 80% LTV
  • Non-recourse available
  • 13, 19, 24-month term options
  • Single loans and portfolio blanket loans

*Exterior valuations available case by case. Loan amount, product, and market restrictions may apply.

From Initial Application to Final Payoff, We’re Here for You.

FixNFlip Case Study
Alexandria, Virginia

Read the Story >>

FixNFlip Case Study
Beverly Hills, CA

Read the Story >>

FixNFlip Case Study
West Hollywood, Los Angeles, CA

Read the Story >>

Grow Your Real Estate Investment Business
with Our Industry Leading Line of Credit
Certainty icon

CERTAINTY

A line of credit from Lima One provides you with certainty, knowing you have easily accessible capital for your investments, with reliable terms and structures, whenever you need it.

Flexibility icon

FLEXIBILITY

Your line of credit can be used to finance multiple product types, including new construction, bridge, build-to-rent, fix & flip, and rental properties.

Speed icon

SPEED

As a leading private lender, our average time from initial submission to borrower approval is under 10 days.

Simplicity icon

SIMPLICITY

One-time borrowers underwrite with a simple, non-invasive renewal process to extend credit line duration. This means once you’re approved, we only need to underwrite the property before funding, not the borrower.

Learn More About Fix and Flip Loans & Investing

Looking to expand your real estate investment portfolio with fix and flip properties? Want to learn more about value-add rehab projects or get insights on the best fix and flip investment markets? Visit our blog today.

Fix & Flip Lenders Share Their 2023 Insights

How the Fix and Flip Market May ShiftIn Q2 2022, profit margins on median-priced single-family home sales hit a new record of 56%, according to ATTOM’s latest report. After taking a slight dip in Q1 2022, gross profits also hit new highs in Q2. Single-family home...

Starting a Short Term Rental Investment Portfolio

STR Real Estate is Here to StayInvesting in rental properties has long been a popular wealth-building strategy for real estate investors—and with good reason. In an environment where rent is steadily increasing, like we’ve seen for single-family rentals (SFRs) in most...

How Investors Can Succeed Using the BRRRR Method

Buy, Rehab, Rent, Refinance, RepeatIf you’ve researched real estate investing, you’ve probably come across the BRRRR strategy. It is sometimes referred to as the BRRR strategy  (with one less R). It’s a popular way for investors to build their real estate portfolios,...

Should Real Estate Investors Consider Santa Fe, NM?

Pros and Cons of Investing in New Mexico’s Real Estate MarketSanta Fe’s housing market is booming – opening the door for investors to see success with different types of real estate investments. Part of the reason the city’s real estate market is considered a great...

Bridge Loans: A Private Lending Solution for Investors

Why Investors Are Choosing Bridge LoansIn the world of private lending, real estate investors are building strong portfolios by utilizing asset-based loans, and one of the most common types of asset-based loans are bridge loans. Bridge loans are a great solution for...

San Francisco’s Rental Market is Rebounding

What to Expect in the Nation’s Hottest Rental MarketSan Francisco has long been known as one of the nation’s most exclusive real estate markets, but this pricey and competitive locale is adjusting to 2022’s larger real estate trends. Even though homes are selling for...

Real Estate Investors Flock to the Heart of Texas

Texas is Becoming the “Loan-Star” State for InvestorsThe San Antonio real estate market has become one of the hottest markets in the country and easily one of the best places in Texas to invest in real estate. The city’s growth and popularity comes from its fast...

Real Estate Investors Are Getting Rich in Richmond, Virginia

Are you looking to purchase an investment property in Virginia? The Richmond, VA real estate market has become one of the most competitive in the country. Homes are selling in record time, with available inventory shrinking by more than half over the past two years....

Break into California Real Estate Investing in Fresno

California’s Golden Real Estate Opportunities Keep on GrowingCalifornia’s Central Valley has become one of the nation’s hottest housing markets, making Fresno one of the nation’s top housing markets to watch in 2022. Between 2021 and 2022, the region experienced a 19%...

The Best Places in The U.S. To Flip a House

Where Are Fix and Flip Investors Seeing the Highest ROI?In today’s residential real estate environment, investors need to be savvy and informed on the latest data trends to maximize from their investment opportunities. In this market, fix and flip investors find it...
Funded Fix and Flip Deals

Our mission at Lima One is to help our clients turn their visions into reality through private lending solutions. By offering a suite of Fix and Flip hard money loans to real estate investors across the country, we help our clients improve the neighborhoods they’re investing in. See some of our recently funded deals.