The Premier Fix & Flip Lender

Fix & Flip or Fix to Rent, We’re Your Private Lender Partner from Start to Finish

FixNFlip icon

FixNFlip Loans

Loans for investors who are buying distressed properties, rehabbing, and selling. Sensible, flexible, and fast!

  • Up to 92.5% LTC, 75% LTV
  • Loans from $75K to $3MM
  • 13, 19, 24-month term options
  • Non-recourse available
  • Interest only loans
  • 1-4 unit residential properties
  • In-house construction management
Fix2Rent icon

Fix2Rent Loans

Loans for investors looking to buy, rehab and hold rental properties, or BRRRR investing. Buy, renovate, rent, refinance, repeat! Finance all your BRRRR properties with a simple, fast process!

  • Single property and portfolio loan options
  • Fast, simple closings on both the construction loan and rental loan
  • 13, 19, 24-month term options for the construction
  • 5, 10, 30-year term options for the rental loan
  • Non-recourse available
BridgePlus icon

Bridge Plus Loans

Interim financing for investment properties where a fast closing is needed and minimal or no rehab is planned.

  • Fast closing
  • Exterior valuations*
  • No prepayment penalty
  • Up to 80% LTV
  • Non-recourse available
  • 13, 19, 24-month term options
  • Single loans and portfolio blanket loans

*Exterior valuations available case by case. Loan amount, product, and market restrictions may apply.

From Initial Application to Final Payoff, We’re Here for You.

FixNFlip Case Study
Alexandria, Virginia

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FixNFlip Case Study
Beverly Hills, CA

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FixNFlip Case Study
West Hollywood, Los Angeles, CA

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Grow Your Real Estate Investment Business
with Our Industry Leading Line of Credit
Certainty icon


A line of credit from Lima One provides you with certainty, knowing you have easily accessible capital for your investments, with reliable terms and structures, whenever you need it.

Flexibility icon


Your line of credit can be used to finance multiple product types, including new construction, bridge, build-to-rent, fix & flip, and rental properties.

Speed icon


As a leading private lender, our average time from initial submission to borrower approval is under 10 days.

Simplicity icon


One-time borrowers underwrite with a simple, non-invasive renewal process to extend credit line duration. This means once you’re approved, we only need to underwrite the property before funding, not the borrower.

Learn More About Fix and Flip Loans & Investing

Looking to expand your real estate investment portfolio with fix and flip properties? Want to learn more about value-add rehab projects or get insights on the best fix and flip investment markets? Visit our blog today.

Guide: Where Real Estate Investors Can Find Properties to Buy

Most real estate investors who have been in the game for any length of time have heard the adage that “You make money on the buy.” This common advice is extremely accurate. Being able to buy properties at discount prices can drive profit for an investor—whether it...

The Process of House Flipping from an Investor’s Perspective

Flipping houses can be a lucrative venture for real estate investors, but it requires careful planning and a deep understanding of the real estate market. It’s a multi-step process that begins with identifying a promising property and ends with selling it for a...

Understanding DSCR and Non-Owner-Occupied Loans

In the world of real estate investment, the search for financial solutions that solve the intricacies of non-owner-occupied properties often leads investors to explore specialized loan programs. DSCR (Debt Service Coverage Ratio) loan programs in particular and...

An Investor’s Guide to the 2024 Housing Market

2024 Housing Market Predictions and Strategies for Real Estate InvestorsThe 2023 Housing Market experienced a lot of ebbs and flows as high interest rates and low inventory slowed the transaction rate significantly. But the market avoided the doom and gloom...

3rd Quarter 2023 Fix and Flip Data Shows Improvement and Consistency

ATTOM data recently released its latest fix and flip data, covering the third quarter of 2023. We analyzed it for three key trends real estate investors need to know. Flips Are Being Completed More Quickly The average number of days to flip a house (from buying the...

How to Buy Foreclosed Homes and Reap the Rewards for Investors

What Are Foreclosed Homes?  Foreclosed homes have traditionally captured the attention of savvy real estate investors. These distressed properties, often available at significantly discounted prices, present a unique opportunity for those willing to navigate the...

Some New (And Old) Findings From 2nd Quarter 2023 Fix and Flip Data

ATTOM data recently released its latest fix and flip data, covering the second quarter of 2023. Here is the latest that real estate investors need to know. More investors are using financing as the percentage of homes flipped holds steady The percentage of investors...

Best Upgrades for Rental Property Investments with High ROI

Rental property is an investment. Keeping the property well-maintained and in good condition is the best way to attract and maintain quality tenants, and one of the best ways to do that is by regular property renovation and upgrades. All real estate investors set out...

3 Ways to Recession Proof Your Real Estate Investment Strategy

It’s unclear whether the United States will actually experience a recession in 2023 by the textbook definition, but it is clear that economic uncertainty has prevailed. Rising interest rates and bank failures are among the ominous clouds that seem to hang over the...

What We Learned from the 1st Quarter 2023 Fix and Flip Data

ATTOM data released its latest Fix and Flip data this week, covering the first quarter of 2023. Here are the major trends that real estate investors need to be aware of. Flips continue to gain market share because the overall real estate market is slower. The flip...
Funded Fix and Flip Deals

Our mission at Lima One is to help our clients turn their visions into reality through private lending solutions. By offering a suite of Fix and Flip hard money loans to real estate investors across the country, we help our clients improve the neighborhoods they’re investing in. See some of our recently funded deals.