Refer and Earn with Lima One

Referral

Lima One’s referral program is perfect for the expert networker looking to refer investors to the nation’s premier private lender. You simply provide contact information, and our sales team takes care of the rest. We will pay you when your referrals close a loan.

Get Information

Ask your Lima One sales representative about the program or read the terms and conditions below for more details.

Complete Application

Complete the form below and send a W-9 form to your sales representative.

Make the Connection

Introduce future clients to your sales representative via phone or email.

Profit

We’ll work with your referral to close the deal. You will be paid once a month for closed loans.

Refer & Earn!

Submit your contact information below to start the process of joining for the Lima One Capital referral program. We’ll use this information to contact you to complete the process. Then you’ll be ready to earn by referring clients to Lima One! The Terms & Conditions below spell out what you can expect.

Terms & Conditions

CLIENT REFERRAL PROGRAM AGREEMENT

We want to reward you for referring quality clients! Our client referral program is Lima One Capital’s way of saying “thank you” for your partnership! As an invite only program, we identify and select industry leaders with clients who have investment opportunities. We offer the most competitive FixNFlip, Rental and Multifamily products in the space. We offer you quicker, easier opportunities to close more deals – and we want to thank you for the leads you send us.

HOW DO I REFER A CLIENT?

Complete the form above and send a W-9 to your Lima One sales contact. Upon approval, you will be able to refer a client to your sales contact via email, call, or text.

HOW DO I GET PAID?

You will receive a referral fee equal to 0.25% of the total loan amount for the first loan for each client that funds as a result of your referral. You will receive your referral payment the month after the loan funds. For example, you will receive payment in October for a referred loan that closed in September. The maximum referral payment per loan is $2,500. Clients must be introduced pre-application for you to be eligible for a referral payment.

WHO CAN I REFER?

You can receive compensation for all new clients you refer to Lima One Capital. A “new” client is defined as a client who has not had an application with Lima One in the last 24 months or closed a loan with Lima One in the past. You cannot receive referral compensation for personal deals or deals for any business entity in which you have or have had an ownership stake. Lima One will always advocate for the preservation of the referral relationship. However, the referred client may request removal of the referring party in writing.

DISCLOSURES

Referring Party recognizes that Lima One Capital, LLC is a private money lender which funds non-owner-occupied mortgage loans for real estate investors.

Referring Party is and shall be responsible for being in full compliance with Laws of the state in which the Referring Party transacts business. Referring Party shall make prompt, timely, full, accurate, and truthful disclosures to Lima One Capital and prospective clients. Referring Party is an independent contractor and shall not represent itself in any manner to be the agent, servant, employee, representative, partner, or co-venturer of Lima One Capital. Referring Party acknowledges that they are current on any active Lima One Capital loans. Referring Party acknowledges that they have made Lima One Capital aware of any criminal convictions or current/pending civil/criminal actions. Referring Party acknowledges that failure to disclose this information will result in removal from Lima One Capital’s Client Referral Program, and forfeiture of any outstanding fees.

Referring Party shall not submit deals on behalf of a family member unless explicit permission from Lima One Capital has been obtained. Family members may always apply through standard retail channel. Referring Party must make Lima One Capital aware if they have any interest in the transaction outside of acting as the Referring Party. Personal deals by the Referring Party will be priced at current retail pricing.

Lima One Capital reserves the right to remove a Referring Party from a deal for any reason at any time, including upon request of the client.

Referring Party shall have no authority to solicit, bind, or commit Lima One Capital to any contract or transaction, whether for replacement of a loan or for any other purpose, and Referring Party shall not represent in any manner to anyone that Referring Party has such authority.

Lima One Capital, in its sole and absolute discretion, may elect to accept or reject any mortgage loans submitted to it by Referring Party under Agreement. Final approval of any mortgage loan is contingent upon satisfactory completion of Lima One Capital’s underwriting of both the borrower and the subject property. Lima One Capital may terminate this agreement at any time.

Lima One Capital may choose to alter the terms of this agreement at any time. The referral partner will be notified in writing of the changes and may choose to continue to participate or terminate the relationship.