Customized Capital Solutions
Whatever Your Role, We Have Lending Options for You.
When it comes to private lenders that can provide capital solutions for everyone from individual real estate investors to retail mortgage brokers, Lima One stands alone. We combine specialized loan programs, practical expertise, and best-in-class service to make sure our clients and partners find success in real estate. No matter what.
Who We Work With
Loan Types
Find the Private Lending Program To Fit Your Investment Strategy
Whether you’re taking down multiple fix-and-flip deals, improving areas with infill development, or building a rental portfolio to create long-term wealth, Lima One offers lending of specialized loan programs to help you accomplish your investment goals.
FixNFlip
Our flexible FixNFlip loans simplify the approval process and enable you to move quickly, maximize your leverage, and pivot when necessary.
- FixNFlip
- Fix2Rent
- Bridge Plus
New Construction
Whether your strategy is build to rent or build to sell, we specialize in vertical construction financing on infill, shovel-ready, fully entitled land on single builds or developments.
- New Construction
- Build2Rent
- Bridge Plus
Bridge Plus
When you need to close quickly or want to buy some extra time to finalize your business plan, a basic Bridge Loan is the tool you need to add versatility and flexibility to your strategy.
- Bridge Loan for Builders
- Bridge Loan for Rental Investors
Rental
Our rental investment loans are flexible and versatile, giving you the leverage you need and the reliable capital you want.
- Portfolio Rental
- Single Family Rental
- Short-Term Rental
Smart Investments Start With Strong Partnerships
As private money lenders and real estate investors ourselves, we understand the nuances of each kind of project. From quick fix-and-flips to long-term rental holds to new construction projects, our team members have the expertise — and the tools — to help you succeed.
What Sets Lima One Apart From Other Private Lenders?
Capital Stability
Lima One is backed by MFA Financial, a publicly traded real estate investment trust, so you can count on us to provide the capital for your investment strategy.
One-Stop Shop
From your initial application to your final payoff, our team of real estate investment experts handles every detail in-house.
Practical Underwriting
Keep your tax returns and income analysis. We base our approvals on your credit, liquidity, and investment experience.
Borrowing Capacity
We set your max exposure at 7x your liquid assets, giving you the power to act quickly when the right deal presents itself.
Personal Service. National Reach.
- Current Markets
- Headquarters
26k+
Closed Loans Since 2010
$10B+
Loans Funded Across 46 States
*Lima One lends within the USA only and does not lend in Puerto Rico or Alaska
The Lima One Customer Experience
These days, you can outsource a lot of things — partnership isn’t one of them. As a premier private lender, we take the time to learn your business, your projects, and your investment strategies, so we’re uniquely qualified to help you scale your business. That’s why we keep everything in-house.
In-House Construction Management
Speed to liquidity is critical to your business. That’s why we’ve streamlined our draw process to get you funds in four days or less. That’s right — four days.
In-House Servicing
We do more than just close your investment property loans. We assign you a Lima One analyst who walks alongside you, providing personal service to make your deal — and your business — a success.
Industry Expertise
We work as an extension of your team, using our practical knowledge and specialized programs to help you easily navigate challenging scenarios within your investment strategy.
Lima One Insights
