Short-Term Rental Loans

Supercharge Your Cash Flow

DSCR Loans for Short-Term Rentals and Vacation Rentals

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Short-Term Rental Loans
  • Up to 75% LTV on purchases
  • Up to 70% LTV for cash-out refinance – must have 12 months of short-term income verification
  • 1.5+ DSCR
  • Minimum FICO 700
  • 5, 10, 30-year options
  • Multiple structure options available, to fit your unique investment strategy
  • Fixed rate, ARMs, fully amortizing, interest only, or balloons
We’re proud to offer short-term rental loans specifically designed for Airbnb properties and vacation homes.

Many investors are investing in short-term rentals because of the opportunity to increase cash flow and monthly returns. To successfully invest in short-term rentals, you need short term rental loans and vacation rental loans specifcally designed to maximize cash flow. Our DSCR-based STR loans can finance the purchase of short-term rentals or help you take cash out of your existing portfolio, no matter what your occupancy is. Our experience in closing thousands of rental property loans per year will make the process efficient and easy, and our nationwide reach empowers your investment strategy.

When you’re looking for Airbnb loans, vacation rental loans, or any other kind of short-term rental loans, Lima One is the source to help you scale your STR portfolio.

Call us today to start scaling your short-term rental empire!