Texas (New Construction)

The Premier Private Money Lender for Texas (New Construction) Real Estate Investors

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The Ideal Lender for New Construction Loans in Texas

When the perfect investment property doesn’t exist, there’s a clear solution: build it yourself. When you have the plans, the people, and the location, we can provide the capital you need to turn that idea into an investment reality. Lima One Capital’s Texas New Construction loans are the optimal financing for a wide range of opportunities, from small developments to medium-level subdivisions.

That’s because we provide accessible, high-quality loans with exceptional rates and terms to investors like you throughout the Lone Star State and beyond. Our team is there as your strategic partner, and our capital can be counted on to come through when you need it. Let’s build up a partnership that delivers; get in touch with us today to learn more about our new construction loans in Texas.

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Loan Types

Apply for New Construction Loans in Texas Today

The right construction financing in Texas can make your next project faster, smoother, and more successful. At Lima One Capital, you’ll find loans with great rates, excellent terms, and fast distribution to give you the capital you need to get the ball (and the construction team) rolling. From Fix and Flip loans to New Construction loans for fresh developments, explore our top-notch lending solutions below.

FixNFlip

Our flexible FixNFlip loans simplify the approval process and enable you to move quickly, maximize your leverage, and pivot when necessary.

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FixNFlip
Fix2Rent
Bridge Plus

New Construction

Whether your strategy is Build For Rent or Build for Sell, we specialize in vertical construction financing on infill, shovel-ready, fully entitled land on single builds or developments.

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New Construction
Build2Rent
Bridge Plus

Bridge Plus

When you need to close quickly or want to buy some extra time to finalize your business plan, a basic Bridge Loan is the tool you need to add versatility and flexibility to your strategy.

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Bridge Loan for Builders
Bridge Loan for Rental Investors

Rental

Our rental investment loans are flexible and versatile, giving you the leverage you need and the reliable capital you want.

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Portfolio Rental
Single Family Rental
Short-Term Rental

Why Lima One

Looking for Ground Up Construction Loans in Texas?

You want to maximize your investment returns. We want to help. For New Construction loans in Texas, Lima One Capital delivers. From Houston to Austin to Dallas, our construction loan lenders in Texas provide fast, reliable financing tailored to developers and investors like you. With a streamlined approval process, extensive industry experience, and a commitment to long-term support, we help you move from blueprint to Build with confidence.

Construction Capital You Can Count On as You Invest in Texas

Our financing can be relied on through thick and thin. Since our loans are backed by MFA Financial—a publicly traded investment trust—we’re able to finance projects with the stability and certainty you need to achieve your goals.

Knowledgeable Teams for TX Construction Loans

Market analysts, loan specialists, and more—whoever you need, we have the right people for the job at hand. Trust us to support you from the first to final step in your project, ensuring you have everything you need to succeed.

Investor-Based Approval for New Construction in Texas

We finance New Construction loans based on factors that matter: liquidity, experience, and so on. That’s why we’re the perfect partners for a wide range of investment projects and portfolios.

Texas (New Construction) Real Estate Investment Case Studies

Your new construction project isn’t our first rodeo. In fact, our construction loan lenders in Texas have financed a variety of projects before—take a look at these past Builds to see what a partnership with us looks like.

Austin, TX

A Texas builder had a shovel-ready luxury townhome development property in Austin and wanted to get a construction loan to finance the build.

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Things to Know About New Construction Loans

Vertical Construction Loans

Vertical construction loans are ideal for building brand new buildings, or for significantly renovating and expanding existing structures. Compared to horizonal loans—which emphasize developments to infrastructure—vertical loans are impactful solutions that empower you to build big, develop structures that generate revenue, and enjoy a return on your investment in a reasonable timeframe.

Ground Up Construction Loans

Want to tackle a construction project from scratch and have ultimate control? A ground up construction loan may be right for you. These loans finance the construction of new buildings from the ground up, including all parts of the land purchasing and building processes. When you have a vision for a parcel of land, a loan like this could be the key to realizing that vision.

Spec Construction Loans

Short for “speculative,” spec loans are often chosen by developers who know that potential buyers are likely to flock to a new construction once it’s finished, even if they don’t have a current buyer lined up. Covering a majority of land costs and most or all of the construction costs, spec construction loans are excellent options for investment projects with a high likelihood of selling shortly after construction is complete.

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